How to Save Money as a Digital Nomad in the US in 2025

In my journey to save money as a digital nomad in the US, I explored options abroad too—Costa Rica stood out for its stunning nature and affordable lifestyle. By making smart financial choices, I managed to live comfortably on just $1,000 a month.

I used Airbnb for my accommodation. If you choose cheap accommodations run by locals, you can save a lot of money.
Also, if you buy groceries at a local market and cook, you can save money on eating out. It is much more economical to cook for yourself than to eat out every day.
And if you use public transportation, you can save on transportation costs. Costa Rican buses are cheap and convenient.

In this way, I was able to save on living expenses and have a great experience there.

Nomad Lifestyle Tips

There are several ways to save money while traveling.

First, travel during the off-season. This will help you save money because airfare and accommodations are cheaper.
Second, find restaurants recommended by locals. You can enjoy delicious food at inexpensive restaurants frequented by locals rather than expensive restaurants near tourist attractions.
Third, take advantage of free tours or discounts. Many cities offer free tours, so you can save money while exploring new places.

Live Rich on a Small Budget

There are many ways to live a rich life on a low budget as a digital nomad.

First, adapt to the local culture. Living like a local person will naturally help you reduce your expenses.
Second, buying or exchanging items that you need second-hand is also a good idea. For example, you can save money by buying items you need second-hand while traveling or exchanging them with other nomads.
Third, it is important to stay healthy through exercise. Instead of going to the gym, exercise at a park or look for free exercise classes. This way, you can stay healthy and save money.

One of the most important things to do when living abroad as a digital nomad is to manage your money. In particular, your budget can change significantly depending on exchange rates. That’s why I use services like Wise to minimize fees when transferring money.

If you want to save money as a digital nomad in the US, it’s smart to exchange your money into local currency in advance to avoid losses from unfavorable exchange rates. Setting a monthly budget and tracking all expenses is equally important. These habits help reduce unnecessary spending and ensure your money goes only toward what truly matters during your nomadic lifestyle.

Wise app helps digital nomads transfer money cheaply

Let me Introduce you to Wise App

Wise app is a financial technology app that provides international remittance and currency exchange services. The app helps users transfer money with low fees and manage accounts in various currencies.

In particular, Wise provides real-time exchange rates to help users make better deals. This app can be a very useful tool for the digital nomads.

Key Features That Help You Save Money

The Wise app offers several useful features:

It allows international remittances. Users can send money with low fees and save more money with real-time exchange rates.
Secondly, it allows managing multiple currencies in one place. Users can create multiple currency accounts and easily exchange money whenever they need to.
Third, it allows users to easily check their remittance history.

How to Use the Wise App Effectively

Using the Wise app is very simple.

First, download the app and create an account.
Then, enter the amount to be transferred and the recipient’s information.
Once the transfer is complete, you can check the transfer status in real time.
You can also easily trade in various currencies using the currency exchange function.

Pros and Cons of Wise for Nomads

The biggest advantage of the Wise app is its low fees and real-time exchange rates.
Also, the user interface is intuitive, so anyone can use it easily.

However, the disadvantage is that the service may be limited in some countries. Also, the transfer speed may vary depending on the country.

The Wise app is a great tool for digital nomads to save and manage their money efficiently. Many people use this app because of its various features and low fees. I hope you will continue to save more money and enjoy your trips with the Wise app!

Additional App Recommendations for Digital Nomads

In addition to the Wise app, there are many other useful apps for digital nomads. For example, the Maps.me app provides offline navigation to help you find your way around while traveling.

Additionally, the Airbnb app makes it easy to book accommodation.

In addition to this, the Grab app provides easy access to local transportation and food delivery.

Ideal Airbnb accommodation setup for digital nomads

Airbnb for digital nomads: A new travel paradigm

Airbnb is emerging as an attractive option for people who pursue the Digital Nomad lifestyle. In particular, it is a great advantage that you can choose from a variety of accommodations that fit your work and travel style.

For digital nomads, Airbnb offers a variety of unique accommodation options, from cabins in nature to modern apartments in the city. Each of these accommodations has its own charm and can be chosen based on your preferences.

Let’s take a closer look at how you can save money using Airbnb in 2025 and which accommodations are suitable for digital nomads.

How to save money with Airbnb in 2025

There are many ways to save money when booking accommodations through Airbnb.

First of all, it is important to book in advance. Prices can skyrocket, especially during peak season, so it is a good idea to plan ahead and book at a lower price. Also, there are many cases where discounts are given for long-term accommodations.

Airbnb works with 20 locations around the world to provide the best accommodations for digital nomads. These locations offer great work environments and a variety of activities to enjoy.

What Airbnb is suitable for digital nomads?

First, it must have a comfortable work space. Second, the surrounding environment must be stable and safe. Lastly, it must have the necessary amenities nearby for a convenient life.

Airbnb allows you to search for a variety of accommodations that meet these requirements. Users can set their own criteria to find the best accommodation for their needs.

How Digital Nomads Can Network via Airbnb in 2025

As a digital nomad, using Airbnb also provides networking opportunities with a variety of people. You can make new friends by interacting with local hosts and other travelers. These connections can be very helpful for future travel.

Tips for using Airbnb: Finding the best place to stay

When using Airbnb, information search is important. It is essential to carefully review the accommodation reviews. The experiences left by other travelers are a great help in making a good choice. Also, checking popular accommodations in each area in advance will make the decision easier.

You can easily find accommodations that fit your budget by using Airbnb’s various features. You can set the price range, accommodation type, location, etc. through filters and find accommodations that meet your desired conditions.

The Future of Digital Nomads and Airbnb

Airbnb will continue to grow with digital nomads. We expect to provide better services in line with new trends and needs. We hope that many people will be able to experience a richer travel and work environment through Airbnb.

Break down the barriers between adventure and work with Airbnb and get the chance to connect with more people!

Some Tips : Save big, travel freely

Finally, saving money is the first step to traveling freely. If you manage your budget well, you can travel to more places and have various experiences. As free and exciting as life as a digital nomad is, managing your money is also important. Use the tips introduced below and you too will be able to travel freely by saving a lot!

Set a Realistic Monthly Budget
Use budgeting apps like Monarch Money or Rocket Money to set limits and track where your money goes—especially in high-cost U.S. cities.
Use Public Transit Passes & Rideshare Discounts
Save money by using city transit cards (like MetroCard in NYC or Clipper in SF) and check for rideshare promos from Uber or Lyft.
Travel Light to Skip Baggage Fees
Domestic airlines like Spirit or Frontier charge for extras—pack smart with a carry-on only strategy to avoid those surprise costs.
Buy Groceries and Cook at Home
Use services like Instacart or Walmart+ for affordable grocery delivery, or shop local and cook to avoid pricey takeout.
Buy Used or Rent Gear
For tech, travel gear, or furniture, check Facebook Marketplace, OfferUp, or REI Rentals to save while staying flexible.
Track Tax-Deductible Expenses
As a freelancer or remote worker, apps like QuickBooks Self-Employed help you categorize write-offs for tax season.
Stay Longer, Spend Less
Choose one city per month—many landlords or short-term rentals in the U.S. offer discounts for 28+ day stays.

“Ready to take control of your digital nomad finances? Start applying these tips today—and let us know your favorite money-saving hack in the comments!”

Tags: #digital nomad #money saving #travel hacks #budget management #costa rica #lifestyle tips #safe travel